$3,300 + $3,900

debt – $7,200

$3,300 – $1,000 (PFD) = $2,300 (月$200 pay off) – CareCredit

$3,900 – $1,800 (年$600 pay off) – $2,000 (PFD) = $100 – Unsubsidized Student Loan

• pay all off by 2028年말

저축액: $15,000 × 4 = $60,000 up

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