~2029
- 은퇴 II.I.
- 2029 01~2029 08 CalStateLA
- 2029~2034 Mathematics MS / Statistics MS (stipend)
~2039
- 은퇴 I.II.
- Mathematics Education PhD (stipend)
~2044 ~ UAF (free-online)
- 은퇴 I.II.III.
- Credentialed Mathematics Education PhD CPA MSW
月$20,000 perpetual income 유지:
- BookkeeperJohn.com (10/60)
- CsamiGroup.com 毎年、月+$1,000 추가
- JinuAcademy.com 250名 수강생
- 月$20,000 perpetual annuity
- $8M into CD @5% APY