$175 x 1,500 sf = $262,500
20% down = $52,500
$210,000 mortgage, 月 mortgage = $1,575
$225 = monthly property tax
$1,575 + $225 = $1,800 monthly pay
$250,000 SPIA = $1,500 / mo.
$1,800 – $1,500 = $300 / mo.
$300 – HOME & Property Tax
$100 – HOME Insurance
$300 – Utilities
$300 – Grocery
$100 – misc.
$1,100 / mo. TOTAL monthly BUDGET
$52,500 + $250,000 = $302,500 필요 자금
$302,500 / $45,000 = ~7 years of savings with annual $78,000 income