$32,000 down
$128,000 mortgage
$1,000 monthly mortgage payment
$180,000: $45,000 / yr., 4 years savings
- $150,000 into SPIA, $900 / mo. SPIA
집세 – $1,000 – $900 = $100 / mo.
$75 – 재산세
$100 – 집세
- ($1,000 – $900 SPIA) = $100
$250 – 그로서리
$50 – misc.
$75 – HOME INSURANCE
$250 – Utilities
$800 / mo. 生活 확보 from $1,600 / mo. 生活
till 2064, Sioux Falls, SD ~$300,000 HOUSE & USD (Vermillion, SD) dorm 生活