$72,000 downpay (20% of $36万)
月$3,000 유지비
(月$2,200) 소셜 시큐리티 70歳 수령액
$800 + $300 그로서리 + $175 misc.
= 月$1,275 필요
(月$1,200) duplex rental income
almost breakeven w/ annual PFD
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