~2028 08~


2024

2025

  • 웹 55개 & SSDI,EBT,Cash Aid,PFD
  • – 年$20,000 저축
  • BBA, EA QBO

2026

  • Mathematics MA, IndState ($20,500 loan)
  • 지선 지원 지연 大学 卒業

2027

2028 08

  • Mathematics MS, UAF (stipend)
  • SSDI Trial Work
  • BBA, EA QBO CPA

~2031~2034~2040~2052~2064~2100

2100~ 春夏秋冬 生活 (UAF/CalStateLA) 中、

  • Economics PhD, CGU/USC
  • East Asian Linguistics PhD, UCLA

심기일전 “순간들”


2024

  • HOUSING VOUCHER
  • #31 implant financing

2025

  • 웹 55개, 年$20,000 저축
  • SAT.JinuAcademy.com READY
  • unsubsidized loan pay off

2026

  • Mathematics MS, IndState (年$20,500 loan)
  • REMOTE QBO job, 年$40,000 저축

2028

  • Mathematics MS, UAF (stipend)

2031

  • Statistics. MS, UAF (stipend)
  • 2793 W.3rd Ave. duplex BUILD

2034

  • 소셜 시큐리티 70歳 수령
  • M.Ed Credential

2040

  • 은퇴 I.II.III.

2046

  • Mathematics Education PhD, Montana (stipend)

2052

  • Mathematics PhD, UIdaho (stipend)
  • – MAT

2064

  • (2)(2)(2)(2)(2)
  • Financial Engineering, CGU

2100

  • (5)(6)(5)(6)、4개 PhDs
  • – Mathematical Finance, USC
  • 215 W.7th St. LA 장만, 春夏秋冬 生活

2100~

  • UAF (秋) / CalStateLA (春)
  • East Asian Linguistics PhD, UCLA (stipend)

2040~2100~


60年(2040~2100) 学業 学校 生活


  • 2040~2052~2064
  • – .. (2)(2)(2)(2)(2)
  • 2064.. 毎9年 × 4개 PhDs ~2100
  • – .. (5)(6)(5)(6)

春夏秋冬 生活


2100~

  • 春 Los Angeles,CA
  • 夏 Seattle,WA
  • 秋 North Pole,AK
  • 冬 SoCal
  • -from Santa Barbara to San Diego (Amtrak)
  • -from Ventura to Oceanside (Metrolink)
  • ..
  • Economics PhD, CGU / USC
  • East Asian Linguistics PhD, UCLA

Tax Bracket – 2024


웹 55개 + SSDI,EBT,Cash Aid,PFD

>> 年$20,000 저축(2025~2026) 中、


tax bracket- 2024
  • 月$.3,500 REMOTE QBO
  • 月$.3,000 CsamiGroup.com

年$78,000、$65,787 NET

月$1,600 生活費

  • $65,787 – ($1,600 × 12) = 年$46,587 저축

>> Roth IRA 年$7,500 & 年$40,000 저축


~2040~2052~2064~2100~



2024 은퇴 준비 완료

  • 月$.4,500 REMOTE QBO (BBA, EA QBO CPA)
  • 月$10,500 {CPA}.CsamiGroup.com 毎月+2개
  • 月$.5,000 은퇴 I.II. duplex rental income

2040~2052

  • Mathematics Education PhD, Montana (stipend)
  • Mathematics PhD, UIdaho (stipend)
  • – MAT

2052~2064

  • (2)(2)(2)(2)(2)
  • – CalStateLA-CSULB-SDState-CGU-CSULB
  • Financial Engineering, CGU

2064~2100 (毎9年 × 4 PhDs)

  • SDState (stipend)
  • NDSU (stipend)
  • USD. (stipend)
  • USC. (stipend)
  • Mathematical Finance, USC



2100~

  • UAF (秋 – Sr.Tuition Waiver)
  • – Linguistic Anthropology BA MA PhD
  • —- (Applied) Linguistics BA MA
  • – English BA MA MFA
  • —- Communication BA MA
  • – Foreign Languages & Literatures
  • CalStateLA (春 – AB 540)
  • – Graphic Design
  • – 日語 BA
  • – 中文 BA
  • – Español BA MA
  • – TV Film & Media Studies
  • – Accounting MS
  • – Economics. MA
  • Economics PhD, CGU / USC (stipend)
  • East Asian Linguistics PhD, UCLA (stipend)

2040 은퇴、月$20,000


  • 毎日4時間の学習 @McDonald’s
  • – 05:00AM~09:00AM

2026~2040 은퇴 I.II.III.

毎月+2개 & REMOTE QBO



2040~46~52~2064

  • .. (2)(2)(2)(2)(2)
  • Financial Engineering, CGU

2064~2100

  • (5)(6)(5)(6)、毎9年 PhD
  • Mathematical Finance, USC

2100~

  • .. UAF (秋) / CalStateLA (春)
  • Economics PhD, CGU / USC (stipend)
  • East Asian Linguistics PhD, UCLA (stipend)

~2028~2040 은퇴 READY


  • 2024
  • 2025
  • 2026
  • 2027
  • 2028
  • – 2040 은퇴 (月$20,000) 준비 완료
  • – Mathematics MS, UAF (stipend-Cutler 生活)
  • 2029
  • 2030
  • 2031
  • – Statistics. MS, UAF (stipend-Cutler 生活)
  • 2032
  • 2033
  • 2034 소셜 시큐리티 70歳 수령
  • – M.Ed Credential
  • 2035
  • 2036
  • 2037
  • 2039
  • 2040 은퇴 I.II.III.
  • – Mathematics Education PhD, Montana (stipend) 始まり。
  • – 月$.4,500 REMOTE QBO (BBA, EA QBO CPA)
  • – 月$10,500 CsamiGroup.com 毎月+2개
  • – 月$.5,000 은퇴 I.II. duplex rental income

2040~46~52~64

  • Mathematics Education PhD, Montana (stipend)
  • Mathematics PhD, UIdaho (stipend)
  • – MAT
  • 2052~2064 (2)(2)(2)(2)(2)

  • 2064~2100 (5)(6)(5)(6)、毎9年 PhD (60年+ “칩거”)

2100~

  • .. UAF (秋) / CalStateLA (春)
  • Economics PhD, CGU / USC (stipend)
  • East Asian Linguistics PhD, UCLA (stipend)

~2052 88歳~


2024~

  • 毎日4時間の学習 @McDonald’s
  • – 05:00AM~09:00AM

2028~2031~2034

2034~2040 은퇴、月$20,000 perpetual income 확보



2040~2046~2052

2052~(2)(2)(2)(2)(2)~2064

  • Roth IRA (2025~2064、年~15%、年$7,500)

2064~(5)(6)(5)(6),毎9年 PhD~2100

2100~

  • Economics PhD, USC (stipend)
  • East Asian Linguistics PhD, UCLA (stipend)

1日、20통화 生活 中、


1日、$0.62; 月$1,600 生活

“生活習慣の確立”


  • 毎日4時間の学習 @McDonald’s
  • – 05:00AM~09:00AM

연변 TM

  • “미주상업진흥공사”
  • “미주장학재단”
  • “공인세무사 사무실”

Korea.CsamiGroup.com

  • 07:00PM~08:00PM

毎年、毎月+$1,000、毎月 웹2개

REMOTE QBO

  • BBA,EA QBO CPA
  • TAX.JinuAcademy.com
  • CPA.1004site.com

{SAT ACT}.JinuAcademy.com


은퇴 学業 生活 (+28年、2052年 88歳)

  • 2040~2046~2052(88歳)
  • – Montana PhD(stipend)
  • – UIdaho. PhD(stipend)
  • 2052~2064(100歳)
  • – (2)(2)(2)(2)(2)
  • 2064~2100(136歳)
  • – (5)(6)(5)(6),毎9年
  • 2100(136歳)~ 215 W.7th St. LA, CA 90014~
  • – UAF(秋학기)(Sr.Tuition Waiver)
  • – CalStateLA(春학기)(AB 540)
  • – CGU / USC. – Economics PhD
  • – USC / UCLA – East Asian Linguistics PhD