“구름에 달 가듯이”



  • 毎日4時間の学習 @McDonald’s
  • – 05:00AM~09:00AM
  • daily WALK
  • – McDonald’s / Safeway / PO Box
  • – North Pole Branch Library, ILLiad
  • – GREEN to Wood Center, free
  • —- 1st GREEN/BLUE of the day
  • USA.CsamiGroup.com
  • – 연변 TM
  • REMOTE QBO,CPA (BBA, EA QBO CPA)
  • Korea.CsamiGroup.com
  • – 07:00PM~08:00PM
  • {TAX SAT ACT CSAT}.JinuAcademy.com
  • >> CPA.1004site.com

2040~2100~


60年(2040~2100) 学業 学校 生活


  • 2040~2052~2064
  • – .. (2)(2)(2)(2)(2)
  • 2064.. 毎9年 × 4개 PhDs ~2100
  • – .. (5)(6)(5)(6)

春夏秋冬 生活


2100~

  • 春 Los Angeles,CA
  • 夏 Seattle,WA
  • 秋 North Pole,AK
  • 冬 SoCal
  • -from Santa Barbara to San Diego (Amtrak)
  • -from Ventura to Oceanside (Metrolink)
  • ..
  • Economics PhD, CGU / USC
  • East Asian Linguistics PhD, UCLA

2024~2040


2024

  • 2028 은퇴 준비 완료

2025

  • BBA, EA QBO
  • REMOTE QBO job
  • Foothill
  • – CS AA
  • – Accounting

2026

  • Mathematics MA, IndState

2028

  • Mathematics MS, UAF (stipend)
  • 2793 W.3rd Ave. duplex BUILD

2031

  • Statistics. MS, UAF (stipend)

2034

  • 소셜 시큐리티 70歳 수령
  • M.Ed Credential
  • 日語 BA
  • Linguistics BA

2040

  • 은퇴 I.II.III.
  • – 月$.4,500 REMOTE QBO (BBA, EA QBO CPA)
  • – 月$10,500 {CPA}.CsamiGroup.com 毎月+2개
  • – 月$.5,000 은퇴 I.II. duplex rental income
  • – {TAX SAT ACT CSAT}.JinuAcademy.com

Tax Bracket – 2024


웹 55개 + SSDI,EBT,Cash Aid,PFD

>> 年$20,000 저축(2025~2026) 中、


tax bracket- 2024
  • 月$.3,500 REMOTE QBO
  • 月$.3,000 CsamiGroup.com

年$78,000、$65,787 NET

月$1,600 生活費

  • $65,787 – ($1,600 × 12) = 年$46,587 저축

>> Roth IRA 年$7,500 & 年$40,000 저축


~2040~2052~2064~2100~



2024 은퇴 준비 완료

  • 月$.4,500 REMOTE QBO (BBA, EA QBO CPA)
  • 月$10,500 {CPA}.CsamiGroup.com 毎月+2개
  • 月$.5,000 은퇴 I.II. duplex rental income

2040~2052

  • Mathematics Education PhD, Montana (stipend)
  • Mathematics PhD, UIdaho (stipend)
  • – MAT

2052~2064

  • (2)(2)(2)(2)(2)
  • – CalStateLA-CSULB-SDState-CGU-CSULB
  • Financial Engineering, CGU

2064~2100 (毎9年 × 4 PhDs)

  • SDState (stipend)
  • NDSU (stipend)
  • USD. (stipend)
  • USC. (stipend)
  • Mathematical Finance, USC



2100~

  • UAF (秋 – Sr.Tuition Waiver)
  • – Linguistic Anthropology BA MA PhD
  • —- (Applied) Linguistics BA MA
  • – English BA MA MFA
  • —- Communication BA MA
  • – Foreign Languages & Literatures
  • CalStateLA (春 – AB 540)
  • – Graphic Design
  • – 日語 BA
  • – 中文 BA
  • – Español BA MA
  • – TV Film & Media Studies
  • – Accounting MS
  • – Economics. MA
  • Economics PhD, CGU / USC (stipend)
  • East Asian Linguistics PhD, UCLA (stipend)