BA, SDState (NSE) / Oregon State
MS / MA, NAU (stipend) / NDSU (WRGP)
PhD, UMN / Arizona / Manoa (stipend)
年>$24万 달성; {2037}~2064 年,총$6万 – Roth, SEP IRA / Solo 401(k)；JINU "$1B" (재)도전 生活
BA, SDState (NSE) / Oregon State
MS / MA, NAU (stipend) / NDSU (WRGP)
PhD, UMN / Arizona / Manoa (stipend)