1,750 sf. × $175/sf. = $306,250
$61,250 (20%) downpay
$245,000 (80%) = $1,850 / mo. Mortgage
$300 / mo. 재산세
$1,200 / mo. Rental income
$250,000 SPIA, $1,500 / mo.
$1,850 + $300 (재산세) – $1,200 (rent) = $950
monthly expenses
$950
$300 – 그로서리
$300 – 유틸리티
$100 – HOME INSURANCE
$100 – misc.
$1,750 – $1,500 SPIA = $250 / mo. 필요
$250 + $1,200 = $1,450 / mo. w/o rental income 필요
月+$1,600: mortgage paid off + rental income
月+. $400: mortgage paid off w/o rental income
2032
2033
2034 소셜 시큐리티 70歳 수령
2035
2036
2037
2038
2039 은퇴 I.II. III.
2040~2046
- Moscow, ID
+9年 × 6번 (JINU “$1B” 재도전) = 2100年 (136歳)
- 2年 / 1年-AK
- 2年 / 1年-AK
- 2年 / 1年-AK
Brookings, SD
Minneapolis, MN
Vermillion, SD
Moscow, ID
Brookings, SD
Vermillion, SD
C Corp., Sioux Falls, SD