duplex finance

1,750 sf. × $175/sf. = $306,250

$61,250 (20%) downpay

$245,000 (80%) = $1,850 / mo. Mortgage

$300 / mo. 재산세

$1,200 / mo. Rental income

$250,000 SPIA, $1,500 / mo.

$1,850 + $300 (재산세) – $1,200 (rent) = $950


monthly expenses


$950

$300 – 그로서리

$300 – 유틸리티

$100 – HOME INSURANCE

$100 – misc.


$1,750 – $1,500 SPIA = $250 / mo. 필요

$250 + $1,200 = $1,450 / mo. w/o rental income 필요


月+$1,600: mortgage paid off + rental income

月+. $400: mortgage paid off w/o rental income


2032

2033

2034 소셜 시큐리티 70歳 수령

2035

2036

2037

2038

2039 은퇴 I.II. III.

2040~2046

  • Moscow, ID

+9年 × 6번 (JINU “$1B” 재도전) = 2100年 (136歳)

  • 2年 / 1年-AK
  • 2年 / 1年-AK
  • 2年 / 1年-AK

Brookings, SD

Minneapolis, MN

Vermillion, SD

Moscow, ID

Brookings, SD

Vermillion, SD


C Corp., Sioux Falls, SD


2046 + 9×6 JINU & DEGREEs


82세 ~ 136세


Brookings, SD

Minneapolis, MN

Vermilion, SD

Moscow, ID

Bozeman, MT

Brookings, SD / Vermillion, SD (~2100, 136세)


C Corp., Sioux Falls, SD


9年 each degree plan


Montana / UIdaho (2040, 76세 ~ 2046, 82세)


  • 2024~2028
  • 2028~2034
  • 2034~2039/2040

2年 / 1年-AK

2年 / 1年-AK

2年 / 1年-AK


  • Brookings, SD
  • Minneapolis, MN
  • Vermilion, SD
  • Moscow, ID
  • Bozeman, MT
  • Brookings, SD / Vermillion, SD

C Corp., Sioux Falls, SD


TASK – 2024 07 18

EvoDentDentalLab.com – A/R

KindlyTaxi.com – A/R

WashingtonHerbal.com – A/R

HappyTaxi.com complete

GangnamStreet.us complete

WSAWellnessCenter – $82 check

Biennial Report Swyft inquiry

BOI Swyft inquiry

LOT – $40,000 check prep.

UAF FAFSA – $5,500 / $7,000 loans

Chena Construction Inquiry

Melissa attachment request again

2024 Sep – HOUSING VOUCHER

Public Assitance address update

American Express pay off – 2024 Aug

HappyTaxi – referral

이관우 Taxi

Studio Web Site follow up

Markle – 2025 UAF support request

은퇴 学業 生活 & C Corp. IPO


  • McDonald’s / Safeway / PO Box
  • North Pole Branch Library (ILLiad)
  • GREEN — BLUE/BROWN/RED — GREEN, free
  • – Patty Ctr. (Sauna / Swim)

$3,500 – REMOTE QBO

$3,000 – CsamiGroup.com 毎年、月+$1,000


2024~ Roth IRA 毎年 $7,500 적립

2028~ stipend 生活

2034~ 소셜 시큐리티 70歳 수령

2040~ 은퇴 I.II.III.

2039~2064~ JINU into Mutual Funds

2046~ 심기일전 JINU “$1B” 毎9年 6번 (재)도전

JINU earnings into ~4,000 FDIC insured CDs


North Pole, AK / Fairbanks, AK (stipend)

Moscow, ID or Bozeman, MT (stipend)

Brookings, SD (stipend)

Minneapolis, MN (stipend)

Vermillion, SD (WRGP)

Moscow, ID (WRGP)

Fargo, ND and Bozeman, MT (WRGP)

Brookings, SD and Vermillion, SD (WRGP)