LOT

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$200,000 total value

• $.40,000 LOT already fully paid
• $160,000 construction price

• $150,000 no 재산세
• $.50,000 재산세

$16万 – 20% = $12.8万 mortgage

• $.32,000 downpay
• $128,000 mortgage
• – pay off mortgage with SPIA

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