업무


1日、$0.62 지출, 月$950 生活 여건 확보


2025 08~ stipend 生活 始まる。



  • 연변 TM
  • – “미주상업진흥공사”
  • BBA, EA QBO CPA
  • – “공인세무사 사무실”
  • {John}.MyCPAMyTAX.com
  • 2024~2028 version
  • – “미주장학재단”

年$7,500 ROTH IRA into FDIC insured BANK CDs

  • Roth IRA into CD / SPIA
  • – with ~$3.3M into SPIA, 月$20,000 perpetual tax free possible
  • —- 2052~2070, annual 20% performance necessary to have $3.3M by 2070; start with $75,000 and annual $7,500 contribution for 18 years with annual performance of 20%
  • —- 2070~ Statistics PhD / Economics PhD, Arizona (stipend)
  • —- Film & Music, UAF (free) / Arizona ($17,500)

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